THE WASHINGTON COUNTY
MUTUAL INSURANCE COMPANY.
GRANVILLE, N.Y.
No. 37381
By this Policy of Insurance, and for and in consideration of Two 53/100
Dollars, and of the PREMIUM
NOTE of Eight 44/100 Dollars, by the said Company received,
DO INSURE John G. Adams
of Greenfield in the County of Franklin and State of Mass. against
Loss or Damage by Fire, to the amount of Six hundred & Seventyfive Dollars
on the following property, as described in
Application and Survey 37381, Viz..-
On his Dwelling & House |
$450. |
" " House hold furniture therein
|
50. |
" " Barn & Shed adjoining |
100. |
" " Hay therein |
75. |
And the said Company do hereby Promise and Agree, to and with the said Insured,
to make good unto him his executors, administrators and assigns, all
such loss or damage, not exceeding in amount the sum Insured as shall happen
by fire to the property as above specified, during the term of five years
from the Twentieth day of November one thousand eight
hundred and forty Eight at 12 o'clock at noon unto the Twentieth
day of November one thousand eight hundred and fifety three
at 12 o'clock at noon; ; the said loss or damage to be estimated according to
the true or actual value of said property, at the time same shall happen; and
to be paid within four months after the due notice and proof there of, made
by the Insured, in conformity to the By-Laws and conditions annexed to this
Policy; PROVIDED, always and it is hereby declared, That this Company shall
not be liable to make good any loss or damage by fire, which may happen or take
place by means of any invasion, insurrection or of any military or usurped power.
AND PROVIDED FURTHER, That in case of the Insured shall have already any other
Insurance against loss by fire, on the property, hereby Insured, not notified
to this corporation, according to the annexed conditions, then this Insurance
shall be void and of no effect. And if the said Insured, or his assigns,
shall hereafter make any other Insurance on the same property, and shall not
with all reasonable diligence, give notice thereof to the Secretary, and have
the same endorsed on this instrument or otherwise acknowledged by the Corporation
in writing, this Policy shall cease and be of no further effect. And in all
cases of other Insurance upon the property hereby Insured, whether prior or
subsequent to the date of this Policy, in case of loss or damage by fire, the
Insured shall not be entitled to demand or recover on this Policy any greater
portion of the loss or damage sustained, than the amount hereby Insured shall
bear to the whole amount insured on the said property. AND IT IS FURTHER AGREED,
That in case the above mentioned premises shall at any time, after the making
and during the time this Policy would otherwise continue in force, be so altered,
or be appropriated, applied or used, to or for the purpose of carrying on or
exercising therein any trade, business or vocation, which according to the By-laws
and conditions, class of hazards, or rate hereto annexed, would increase the
hazard, unless it be by the consent and agreement in writing of this Corporation,
added to or endorsed upon this Policy; then and from thenceforth so long as
the same shall be so appropriated, applied or used, this Policy shall cease
and be of no force or effect. AND IT IS ALSO AGREED, That this Insurance is
not to apply or cover any books of account, written securities, deeds or other
evidences of title to lands, nor to bonds, bills, notes or other evidences of
debt, nor to money or bullion, nor to jewels, plate, plated ware, medals, pictures,
family paintings, sculpture, statuary or musical instruments, unless the same
are particularly mentioned in this Policy. AND IT IS ALSO AGREED, That this
Policy is made and accepted, subject to and in reference to the terms, By-Laws
and conditions hereunto annexed, which are to be used and resorted to, to explain
or ascertain the rights and obligations of the parties hereto in all cases not
herein otherwise provided from.
THE INTEREST OF THE INSURED IN THIS POLICY IS NOT ASSIGNABLE, unless the assignee,
before any loss happens, shall give notice in writing of the assignment, in
pursuance of the By-Laws of this Company, and have the same endorsed on or annexed
to this Policy.
Nathan Doanell, President.
S W Perry Dep Secretary. |